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	<title>Comments on: Oh, Hail No!  (Do I Have the Right Car Insurance Deductible?)</title>
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	<link>http://www.financegetspersonal.com/2008/04/10/oh-hail-no-do-i-have-the-right-car-insurance-deductible/</link>
	<description>Personal Finance Blog of a Girl Trying to Get Out of Debt and Change Careers</description>
	<pubDate>Thu, 03 Jul 2008 22:47:58 +0000</pubDate>
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		<title>By: Carnivals and Festivals Recap &#124; I've Paid For This Twice Already...</title>
		<link>http://www.financegetspersonal.com/2008/04/10/oh-hail-no-do-i-have-the-right-car-insurance-deductible/#comment-197</link>
		<dc:creator>Carnivals and Festivals Recap &#124; I've Paid For This Twice Already...</dc:creator>
		<pubDate>Wed, 16 Apr 2008 16:32:25 +0000</pubDate>
		<guid isPermaLink="false">http://financegetspersonal.wordpress.com/?p=122#comment-197</guid>
		<description>[...] Gets Personal: Oh Hail No! Do I Have The Right Insurance Deductible? I too have a $250 deductible for now. I know I &#8220;should&#8221; have a $1000 one and save $750 [...]</description>
		<content:encoded><![CDATA[<p>[...] Gets Personal: Oh Hail No! Do I Have The Right Insurance Deductible? I too have a $250 deductible for now. I know I &#8220;should&#8221; have a $1000 one and save $750 [...]</p>
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		<title>By: Camille</title>
		<link>http://www.financegetspersonal.com/2008/04/10/oh-hail-no-do-i-have-the-right-car-insurance-deductible/#comment-196</link>
		<dc:creator>Camille</dc:creator>
		<pubDate>Wed, 16 Apr 2008 14:48:52 +0000</pubDate>
		<guid isPermaLink="false">http://financegetspersonal.wordpress.com/?p=122#comment-196</guid>
		<description>I agree. I actually ran the numbers for a $1,000/$500/$250 deductible to see how it changed my premium and there was hardly any difference (maybe $40/year  between $250 and $1000). I went with the $250 because the difference was so minute in the monthly premium. Our car is also 8 years old so that might make a difference. We don't make claims on anything under $500, but if I needed to, I could. I like the assurance.</description>
		<content:encoded><![CDATA[<p>I agree. I actually ran the numbers for a $1,000/$500/$250 deductible to see how it changed my premium and there was hardly any difference (maybe $40/year  between $250 and $1000). I went with the $250 because the difference was so minute in the monthly premium. Our car is also 8 years old so that might make a difference. We don&#8217;t make claims on anything under $500, but if I needed to, I could. I like the assurance.</p>
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		<title>By: mydailydollars</title>
		<link>http://www.financegetspersonal.com/2008/04/10/oh-hail-no-do-i-have-the-right-car-insurance-deductible/#comment-195</link>
		<dc:creator>mydailydollars</dc:creator>
		<pubDate>Fri, 11 Apr 2008 22:12:32 +0000</pubDate>
		<guid isPermaLink="false">http://financegetspersonal.wordpress.com/?p=122#comment-195</guid>
		<description>Yikes!  You all had an eventful day.  Seems like you're making the right decision on the deductible.  My choice is to drive a car so old that I don't care what kind of dings it gets.  However, I know in a year or two, I'll need a new-to-me car.  Your suggestion for deductibles is very sensible.</description>
		<content:encoded><![CDATA[<p>Yikes!  You all had an eventful day.  Seems like you&#8217;re making the right decision on the deductible.  My choice is to drive a car so old that I don&#8217;t care what kind of dings it gets.  However, I know in a year or two, I&#8217;ll need a new-to-me car.  Your suggestion for deductibles is very sensible.</p>
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