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Feb
17
I’m preparing to get the PMI removed on my home several months down the road, and to lower the costs, I’m working with my local bank to apply for a HELOC (home equity line of credit) and which would include a free home appraisal—and would potentially allow me to get around the appraisal costs when […]
Nov
5
I’ve been on both sides of this phenomenon in terms of being able to count on getting and depositing a paycheck and the difficult position that comes when making payroll depends on receiving third-party payments. Going into debt, business or otherwise, is one thing, but if you literally don’t have funds in the account or, […]
Sep
28
Research shows that people generally tend to be happier when they spend more money on experiences and less money on things. It can sound a little hippie and new-agey to those who are trained to look at the appreciation rates of commodities and other hard assets, but in my opinion, there’s an even more fundamental […]
Sep
28
I’m sure there were plenty of encounters with other brands and merchandise along the way, but the first real memory I have with brand names is being in late grade school and throwing a huge tantrum in the shoe store because I wanted the Nikes and my mom was pushing the Converse. Nikes were cool […]
Sep
28
Whether it’s their first home or their fifth, a lot of home buyers are excited about searching for their new home. It’s a momentous occasion. It’s also one that tends to be split into all the various financial considerations and the personal passion for a place you can truly call your own. You need to […]
