Author: Lucille Willis

Apr 5

Types of Wills

Types of wills? You mean there’s more than one? Well, yes there are several types of wills (we’ll mention four here). The first is called a Holographic/Oleographic Will. This just means that the will is written in the testator’s handwriting, dated and signed. The second type of will is an Oral Will. With an oral will (typically […]
Jan 29

Do you need a Will?

Of course, you do. Since that may not be a sufficient answer for many of you, why should you have a will? Should you die without a will, you are dying “intestate”. In this case, the state directs how the deceased’s property will be distributed by creating a hypothetical will according to the state’s intestacy laws. […]
Jul 25

Am I Too Busy or Too Unorganized?

I think my whole life needs an organizational overhaul. Besides the fact that my house is a disaster (other than the rooms visible to last night’s dinner guests), I am running around with a constant to-do list, with hardly enough time to eat dinner.  Here’s what I have to look forward to tonight:  Call my stepson right […]
Jul 18

Creating (And Sticking To) A Personal Budget

Budgeting is the first step toward holistic financial wellbeing. In understanding where you put your dollars, you can alter your lifestyle to better suit your income and personal goals—whether that means putting down a deposit on a home or paying off student loan debt. Building a budget is a time-consuming process, but with the right […]